Rate Sheet

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Current posted rates are in effect as of 02/12/2012 10:49:47 AM Central Time.
Rates are current as of 10:30 am, February 10, 2012. Rates are subject to change without notice.

FHA 30 Year Fixed Rate (1)
Rate	Points	APR	Lock Days
3.750%	0.000%	4.546%	45

VA 30 Year Fixed Rate (2)
Rate	Points	APR	Lock Days
3.750%	0.000%	3.960%	45

Conv 30 Year Fixed Rate 20% down payment (3)
Rate	Points	APR	Lock Days
4.000%	0.000%	4.081%	45

Florida Bond Down Payment Assistance (4)
Rate	Points	APR	Lock Days
4.500%	0.000%	5.458%	45

Orange, Seminole, Lake and Osceola Cty DPA (5)
Rate	Points	APR	Lock Days
3.875%	0.000%	4.833%	45

(1) FHA 30 year fixed rate APR is based on a $100,000 purchase price with 3.50% down, a $97,465 loan amount and a 640 credit score.

(2) VA 30 year fixed APR is based on a $100,000 purchase price with zero down payment, a $102,150 loan amount, first time use of a VA mortgage and a 640 credit score.

(3) Conventional 30 year fixed rate APR is based on a $150,000 purchase price with 20% down payment, a $120,000 loan amount and a 740 credit score.

(4) Florida Bond Down Payment Assistance based on a $100,000 purchase price with 3.50% down, a $97,465 loan amount and a 620 credit score.

(5) Orange. Seminole, Lake and Osceola counties Down Payment Assistance is based on a $100,000 purchase price with 3.50% down, a $97,465 loan amount and a 620 credit score.